What is multi-factor authentication (MFA)?

D2 ยท Threats  ยท  CompTIA Security+ SY0-701
MFA (Multi-Factor Authentication) requires a user to provide two or more verification factors from different categories before granting access.

The three factor types:
๐Ÿ”‘ Something you know โ€” password, PIN, security question
๐Ÿ“ฑ Something you have โ€” hardware token, authenticator app, smart card
๐Ÿ‘† Something you are โ€” fingerprint, retina scan, facial recognition

2FA = exactly two factors. MFA = two or more.
Using two passwords is NOT MFA โ€” they're both "something you know." MFA requires factors from different categories. SMS codes are MFA but considered weaker than authenticator apps (SIM swapping risk).
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